A new financial tool called Goodway Rating has launched in Spain, enabling Catholic institutions and individual investors to build investment portfolios aligned with Catholic moral teaching without sacrificing profitability. Developed by quantitative analysis expert Jorge Bolívar and his son Beltrán, the system uses algorithms and artificial intelligence grounded in the Social Doctrine of the Church and the Vatican’s 2022 Mensuram Bonam document. The tool addresses a common misalignment in religious asset management, where institutional funds inadvertently support activities contrary to Church principles, such as abortion or embryonic research.
To create a rigorous ethical framework, the developers established an expert committee spanning bioethics, theology, philosophy, and military law. Their research indicates that roughly 30% of global stock market capitalization—and up to 55% within the healthcare sector—violates Catholic social criteria. Goodway Rating analyzes 16,000 companies using a mathematical, objective model that screens out non-compliant stocks and automatically suggests ethically sound alternatives matching at least 80% of the original asset’s financial profile, such as industry type, size, and region.
When a company fails the ethical filter, the platform provides specific reasons for its exclusion based on Church doctrine. If no suitable direct replacement exists, investors can reallocate capital across other approved holdings or hold funds until better opportunities arise. To keep ratings accurate, the system continuously updates its algorithms using public financial filings, news reports, and corporate social responsibility data, with the expert committee providing secondary reviews for ambiguous cases. For those preferring pre-managed options, the Bolívar family has also introduced three investment funds that apply these exact ethical screening standards.